Innovative, Cost-Effective Payment Processing
We are a leading payment processing company with more than 30 years of experience assisting businesses like yours.
Customer Feedback
5 Star Rating - Based on 1,000+ Google Reviews
Avoid outdated payment methods—empower your business with cutting-edge solutions.
Your Passion, Our Mission
Empowering Businesses Like Yours Since 1988
95%
See significant savings with a rate review
100+
U.S. cities have our presence
30+
Years operating as a leading payments provider
11
Regional sales offices across the country
Our Commitment to You
Expert Guidance
We currently serve tens of thousands of business owners across the United States, each with a tailored payment solution that suits their unique needs.
Lower Rates and Fees
We offer the lowest rates possible to help you increase profitability. In fact, 95% of business owners who receive our free rate review end up saving money.
24/7/365 Customer Support
Yes, you read that right! Whether you have a question at 3PM or 3AM, our U.S.-based support team is standing by to assist you.
Payment Solutions
Do you need a tailored payment solution for your restaurant or retail business? We offer multiple point of sale options to help you streamline operations, increase efficiency, and improve the customer experience.
Online Payments
Securely accept payments through your website or mobile app.
In-Person
Streamline operations with our point of sale solutions.
On the Go
Take payments anywhere with our mobile processing options.
Online Payments
Flexible Online Payments
Take advantage of the flexibility to accept payments online!
Secure Payment Gateway
Our payment gateway solutions offer a powerful, secure virtual terminal along with seamless integration to online stores.
Advanced Features
Plus, advanced features are available to help you manage your business.
Mobile Processing
On-the-Go Business
If you're conducting business on the go, don't have a typical storefront, or lack the space for a credit card machine, a mobile processing solution could be the answer!
Access 0% Processing Rates
Eliminate Processing Costs
Eliminate credit card processing costs with our Surcharge or Dual Pricing Program. These programs can put hundreds of dollars back in your pocket every month and greatly improve your bottom line.
Surcharge Program
Offset the cost of accepting credit cards by applying a service fee to all credit card sales.
Payment Processing for All Business Types
Retail
Whether you need to manage multiple store locations, fulfill orders online, or even accept credit cards on the go, we can help.
eCommerce
We can help you establish your web presence, add a store to your existing website, or even enable payments for an existing online store.
Restaurant & Bar
Our restaurant-specific point of sale systems can help you improve processes and make service easy.
Professional Services
With a secure, simple payment solution, you can help your customers get back to their daily lives faster.
Skilled Trade Services
We provide innovative, secure payment solutions to help you streamline operations, save time, and elevate the customer experience.
Specialty
Whether you run a beauty salon, golf course, auto repair shop, or anything in-between, we're here to serve and support your unique needs!
Integrations Developed with You in Mind
We partner with reputable companies to bring you the best solution possible. Whether you need a website, online shopping cart, payment gateway, or other custom application, you can trust that EMS has the resources to build a tailored solution that lasts.
Additional Services
BizFunds Cash Advance Program
Opening a new small business requires plenty of hard work, dedication, and funding. Many business owners file for loans, grants, or other forms of financial assistance when getting started. However, if loans aren't for you and filing for a grant isn't your thing either, consider applying for our BizFunds program.
About the BizFunds Program
BizFunds gives small business owners like you access to funding for starting or improving your business.
How It Works
Through this program, we provide qualifying businesses with funding by purchasing a predetermined amount of your future credit card (Visa/Mastercard/Discover/American Express) sales volume. Then, instead of a fixed monthly payment, you pay an agreed-upon percentage of your daily credit card sales back to us until the cash advance is paid in full.
No Fixed Payments, No Interest, No Hidden Fees
That's it! Just seamless, straightforward access to cash for qualifying businesses. There are no fixed monthly payments, no interest, and no hidden fees – ever. If you qualify, complete our simple application process and you can expect to receive funding within a week of approval. Reach out to our team today for more information or to get the process started!
common questions & Answers
Is it really worth switching to your payment processing service after 30 years with another provider?
- Yes, 95 of businesses who switch see significant savings. Plus, our tailored payment solutions can streamline operations.
What makes your customer support reliable?
- Our U.S.-based support team is available 24/7/365, ensuring you get assistance whenever you need it, day or night.
Can your payment solutions really be tailored for different business types?
- Absolutely, we offer payment solutions for retail, eCommerce, restaurants, professional services, and more.
How secure are your online payment systems?
- Our payment gateways feature powerful, secure virtual terminals with seamless online store integration, ensuring safe transactions.
What if my business doesn’t have a typical storefront?
- Our mobile processing solutions allow you to accept payments anywhere, perfect for on-the-go businesses.
What are the hidden costs in your Surcharge Program?
- There are no hidden fees. The Surcharge Program applies a service fee to credit card sales, clearly offsetting processing costs.
Can you help a new business with funding?
- Yes, our BizFunds Cash Advance Program provides seamless access to cash with no fixed payments or hidden fees.
How quickly can I receive funding through BizFunds?
- If you qualify, you can receive funding within a week of approval through our simple application process.
What if I need technical integrations?
- We partner with reputable companies to provide you with tailored, lasting solutions for websites, shopping carts, and more.
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